Chime is banking you can trust with rewards you'll love.

  • Use everywhere Visa debit cards are accepted.
  • No minimums, overdraft fees or surprises.
  • Save on bills and everyday purchases with cash-back rewards.
  • Get real-time notifications for every transaction.
  • Access over 24,000 fee-free when you set up direct deposit.
  • Pay bills and send checks with Chime Checkbook.

How does it work?

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  • Step 1

    Create your account and download the Chime app.
  • Step 2

    Setup direct deposit with your employer.
  • Step 3

    Activate your card and start banking with benefits!

Get instant cash-back rewards

Chime rewards you with immediate savings on monthly bills and everyday purchases at retailers you love.

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Security you can trust

The privacy and security of your data are our top priority, and we never share your personal information.

Your deposits are FDIC insured to at least $250,000 through The Bancorp Bank; Member FDIC, and your Chime account is protected from unauthorized transactions by the .

Alerts and protection for peace of mind

Chime alerts you the moment a transaction affects your account so you'll always know what's happening with your money. Misplace your wallet or forget your card at the bar? Temporarily block it from your desktop or mobile device.

To find out more about Chime's security features and how we protect your data, visit our FAQs and privacy policy.

Instant Notification

The Chime Blog

Find out how you can save more and do more with Chime.

Visit The Blog